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Mortgage calculator: How much can I borrow?

Use our mortgage calculator to work out how much you can borrow in the UK as a first time buyer, house mover or if you’re looking to remortgage. Explore our guide to find out how much you can afford based on your financial situation, as well as understand how lenders assess your affordability.

per year

Pensions, tax credits, dividends, guaranteed bonuses

per year

Overdrafts, (non-student) loans, credit cards

Show results

First Applicant


per year

Pensions, tax credits, dividends, guaranteed bonuses

per year

Overdrafts, (non-student) loans, credit cards

Second Applicant


per year

Pensions, tax credits, dividends, guaranteed bonuses

per year

Overdrafts, (non-student) loans, credit cards

Show results

You could borrow between:

More easily
At a push

These calculations are for guidance only. You'll need to contact a mortgage lender directly to find out exactly how much you could borrow.

You could borrow between:

More easily
At a push

These calculations are for guidance only. You'll need to contact a mortgage lender directly to find out exactly how much you could borrow.

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